Earn and borrow
Deposit USDC into Morpho vaults on Arc through Circle's App Kit Earn and withdraw any time; Aave V4 and borrowing are coming.
Earn with Morpho vaults (today)
"Put 50 dollars in savings" or the Earn screen. Kawase lists the Morpho vaults available through Circle's App Kit Earn on Arc (on testnet: Arc Testnet's mock vaults) with readable names and their rates, and:
- Deposits USDC into the vault you pick — or the best active one when you don't say — with a minimum number of vault shares checked against the vault's own preview.
- Withdraws any amount back to your wallet, paying at least the amount shown.
- Shows your positions, read live from the vaults on chain (never stored by Kawase).
Each deposit or withdrawal is one Face ID, sent as one transaction. Auto-save uses the same vaults to keep your savings topped up by itself.
More yield and borrowing (coming)
The plan compares every source that accepts your asset — Aave V4, Morpho vaults directly and others — showing the rate, how much can be withdrawn right now, size and risk, and hides sources you couldn't exit. Borrowing USDC or EURC against collateral (for example on Aave V4) is planned with a health gauge, repay and add-collateral actions, and liquidation alerts in your inbox. Both are coming.
Earn yield
What runs today
- depositing USDC into and withdrawing from Morpho vaults listed by Circle's App Kit Earn on Arc (mock vaults on Arc Testnet)
Not yet
- other yield protocols
- rewards
- depositing from another chain